There is no federal click-to-cancel rule. The FTC's amended Negative Option Rule was vacated in full by the Eighth Circuit in July 2025, and the agency reopened the question with an advance notice in March 2026 that has not yet produced any proposed text. So how you get out of a gym membership is currently a question for your state's law and your own contract. Memberships run $30 to $150 a month.
| Service | Typical |
|---|---|
| Gym membershipNational range | $30 to $150 per month |
| Hot yoga classNational range | $15 to $40 per drop-in class |
| Personal training sessionNational range | $40 to $70 per hour |
Ranges last checked September 2026. They come down automatically when they are due to be rechecked.
Every figure above comes from a named source we can link to, with the date we last checked it. We publish ranges rather than single prices because a range is what a provider will actually give you: the same job moves with what is being worked on, the materials, how hard it is to get at and how busy the trade is locally. Treat these as the order of magnitude to expect before you call, not as a quote.
The figures here are national. Where a source publishes figures state by state, the state pages carry that local figure instead of this one. We do not scale a national number by a multiplier of our own invention.
Every range carries a review date. When that date passes the number comes down until it is rechecked, rather than sitting here undated.
The FTC announced an amended Negative Option Rule in October 2024, widely reported as click to cancel. In July 2025 the United States Court of Appeals for the Eighth Circuit vacated it in full, on the ground that the agency had not completed the preliminary regulatory analysis required for an economically significant rule.
The question is open again rather than closed. On 13 March 2026 the FTC issued an advance notice of proposed rulemaking asking whether and how it should amend the rule, expressly including whether to adopt provisions of the vacated 2024 version. Comments closed on 13 April 2026. As of the check date on this page no proposed rule text has issued.
So the position today is that there is no federal rule requiring a gym to let you cancel the way you signed up. Anything you read describing one is describing either the vacated rule or a state law.
Two things federally. Section 5 of the FTC Act, which prohibits unfair or deceptive acts and practices, and the Restore Online Shoppers' Confidence Act of 2010, which requires clear disclosure, express informed consent and a simple mechanism to stop recurring charges.
The limit of the second one is worth understanding. ROSCA reaches internet transactions. A gym that sells you a membership in person at a desk, and then requires cancellation by certified mail, sits outside its core reach. That combination, in-person signup and paper-only cancellation, is the one to look for.
State auto-renewal law is doing most of the real work. New York, for example, tells consumers that a business running an auto-renewal program must disclose the renewal terms, the cancellation policy and any minimum purchase obligation clearly and conspicuously at enrollment, must offer simple cancellation options such as a toll-free number or email, and that anything bought online must be terminable online. What your state requires belongs on your state page, and it is the answer that actually governs.
Membership pricing is quoted monthly and structured annually. The fees that sit around the rate are where two clubs at the same price stop being the same deal: an initiation or enrollment fee, which is typically non-refundable; an annual maintenance fee that arrives once a year and surprises people every time; locker rental; and a cancellation or termination fee that only becomes visible when you try to leave.
Ask for all of them in writing before signing, and ask specifically what the total cost of twelve months is rather than what the month costs.
Ask how you cancel, and get the answer in writing, before you ask anything else. There is no federal rule making this easy, so the contract and your state's law are the whole of it.
Watch for the combination of an in-person signup and a paper-only cancellation. That structure sits outside the reach of the one federal statute that would otherwise require a simple cancellation mechanism.
Add up the year. Initiation, twelve months, the annual maintenance fee and any locker. That number is comparable between clubs and the monthly rate is not.
On a studio, look at what a pack costs against unlimited, and be honest about attendance. Drop-in and pack pricing exists because most people overestimate how often they will go.
On personal training, ask what certification the trainer holds and what happens to unused sessions in a package. Packages are where the money is committed and where it gets stranded.
No. The FTC's amended Negative Option Rule was vacated in full by the Eighth Circuit in July 2025. The FTC issued an advance notice of proposed rulemaking on 13 March 2026 and comments closed on 13 April 2026, but no proposed rule text has issued.
Your contract and your state's auto-renewal law. Federally, Section 5 of the FTC Act prohibits unfair or deceptive practices, and ROSCA requires a simple mechanism to stop recurring charges, but ROSCA reaches internet transactions rather than an in-person signup.
Roughly $30 to $150 a month. Budget chains run $10 to $23, mainstream commercial gyms $30 to $70, boutique studios $50 to $150 and CrossFit $100 to $200.
Initiation or enrollment, which is typically non-refundable. An annual maintenance fee. Locker rental. And a cancellation or termination fee that usually only becomes visible when you try to leave.
About $15 to $40 to drop in, $70 to $150 for a five-class pack, $120 to $200 for ten, and $150 to $175 for monthly unlimited. Non-heated classes average $15 to $25.
About $40 to $70 an hour nationally, higher in cities at $60 to $100 and up. Small group training is $20 to $50 a person, and a ten-session package $350 to $600.
How you cancel, in writing. Then the total cost of twelve months including initiation, the annual fee and any locker, because that number is comparable between clubs and the monthly rate is not.