Kentucky's three-day cancellation right on a home solicitation sale carries no dollar threshold at all. KRS 367.410 sets none, so a contract signed at your door for $40 is covered on the same terms as one for $40,000. Separately, the state runs a recovery fund paying $20,000 per claimant against real estate licensees, capped at $50,000 across all claims against any one of them.
| Service | Typical |
|---|---|
| Auto repair shop labor rateKentucky average | $126 per hour |
| Attorney hourly rateKentucky average | $204 per hour |
Ranges last checked September 2026. They come down automatically when they are due to be rechecked.
Every figure above comes from a named source we can link to, with the date we last checked it. We publish ranges rather than single prices because a range is what a provider will actually give you: the same job moves with what is being worked on, the materials, how hard it is to get at and how busy the trade is locally. Treat these as the order of magnitude to expect before you call, not as a quote.
Where a source publishes figures state by state, this page shows the figure for this state rather than a national average. Where no state-level source exists, it shows the national range and the local factors that move a job within it. We do not scale a national number by a multiplier of our own invention.
Every range carries a review date. When that date passes the number comes down until it is rechecked, rather than sitting here undated.
KRS 367.420 gives the buyer the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement. Most states that grant the same right attach a floor to it. Kansas sets twenty-five dollars, and so does South Dakota. KRS 367.410, which carries the definition, sets none.
That is worth knowing precisely because small jobs are where the right is usually assumed not to apply. A gutter clean sold at the door is inside this statute on exactly the terms a re-roof would be.
What limits it is where the sale happened. A home solicitation sale is one personally solicited at the buyer's residence, and the statute carves out sales that follow prior negotiations, buyer-initiated telephone calls, and sales made at a fixed business location. KRS 367.430 requires the seller to give a written buyer's right to cancel notice, in wording the statute sets out.
One part of KRS 367.420 is deliberately left alone here. It also provides a longer window where a security interest is taken in the buyer's principal residence. That provision interacts with federal law in ways this page has not traced, so no number is published for it.
KRS 324.410 caps the Real Estate Education, Research and Recovery Fund at twenty thousand dollars per claimant, with combined payments to all claimants against any one licensee capped at fifty thousand dollars.
The name matters more than usual. This is a real estate licensee fund. It is not a contractor fund, not a home improvement fund, and a builder who takes a deposit and disappears is outside it. Where a hub for another state would point a homeowner at a construction recovery fund, Kentucky's fund answers a different question entirely.
KRS 324.420 sets the route to it. There must be a final order of the Kentucky Real Estate Commission, or a Circuit Court certification on damages, and the licensee must have refused to pay within twenty days. The claim must then be filed within one year of actual knowledge of the cause of action.
The table above carries the two Kentucky figures with a per-state source: shop labor for auto repair, and attorney time. Both sit below their national figures, attorney time noticeably so.
If the sale started at your door, treat the three business days as real regardless of the size of the job. There is no threshold to argue about, and the seller owed you a written notice of the right.
Keep the signed date. The window runs from the day you signed, not from the day work was due to start or the day you had second thoughts.
Ask which city or county issues the permit for this work, and who will pull it. That is the question the state's consumer statutes do not answer for you.
On anything involving a real estate licensee, note the twenty-day and one-year clocks. Both start from events you may not think of as deadlines at the time.
No. KRS 367.410 sets no dollar threshold, so a home solicitation sale is covered whatever it cost.
One personally solicited at the buyer's residence. The statute carves out sales following prior negotiations, buyer-initiated telephone calls, and sales made at a fixed business location.
Yes. KRS 367.430 requires a written buyer's right to cancel notice, in wording the statute sets out.
Up to $20,000 per claimant under KRS 324.410, with combined payments to all claimants against any one licensee capped at $50,000.
No. It is a real estate licensee fund. A builder or home improvement contractor sits outside it.
KRS 324.420 requires a final order of the Kentucky Real Estate Commission or a Circuit Court certification on damages, a refusal to pay within twenty days, and filing within one year of actual knowledge of the cause of action.