Accounting & Financial

Credit Suite

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Land O' Lakes,
FL

About

Credit Suite is a business credit and financing advisory company in Land O’ Lakes, Florida. It helps companies build a credit file under their federal EIN, and works with them on qualifying for business funding.

A business credit file is a real and separate thing from an owner’s personal credit. Vendors and lenders report to business credit bureaus such as Dun & Bradstreet, Experian Business and Equifax Business, and a company with a developed file can borrow on its own record.

One point worth understanding before starting: a separate business file does not by itself remove personal liability. Most lenders to small companies still require a personal guarantee, which puts the owner’s own assets behind the debt regardless of whose credit file the loan sits on. That is a question to put to any prospective lender directly.

The Federal Trade Commission publishes guidance on business credit and on credit repair claims generally.

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